PATH 01 — FOR CLIENTS
Defense at every altitude.
One firm, one standard — fee-only, fiduciary, in writing — whether you built it through a career, a business, or an exit, and whether you're still building or already enjoying it. The machinery scales with you; the loyalty doesn't change. Every client relationship starts with a diagnosis, not a pitch.
Two scans. Pick by altitude.
Both are free, confidential, educational — twelve questions, about three minutes, scored 0–100. The difference is what they're built to find. And when you're ready for more than a score, the two standing mandates are just below.
Wealth Builder Score™
For households growing toward and through their first millions.
The blind-spot finder. You're earning well, saving hard, and mostly flying on instruments you set up years ago. Wealth Builder Score finds what you can't see from inside your own plan — and shows you your #1 blind spot on the spot, with the full ranked report to your inbox.
Start here if: your wealth is growing faster than your plan is.
Wealth Defense 360™
For family business owners, founders approaching exit, and UHNW families.
The four-pillar defense diagnostic — Asset Protection, Tax Exposure, Concentration Risk, Estate Continuity — scored to a defense tier from Exposed to Fortified. Built for balance sheets where the business, the family, and the estate are tangled into one structure.
Start here if: most of your net worth lives in something you built.
Two mandates. The method, or the man.
Below the audit tier, ProsperiFi offers two ways to be guarded full-time. Same doctrine, same Shield team, same fee-only standard — the difference is who sits across the table.
The KEEPS Method™
Know the Score. Expose the Fault Lines. Engineer the Cash Engine. Pull the Trigger. Stay Rich.
The firm's five-stage planning system, run by a dedicated planner certified on the method — with the founder personally delivering your Score Reveal. Flat fee, quoted in writing, built for households who want the full doctrine without the family-office tier.
Choose KEEPS if: you want the system, the cadence, and a named planner accountable for both.
Financial Bodyguard™ Direct
For families who want the founder's eyes on their file — personally.
Full planning and investment management with direct access to Kris: his line, his judgment, his standing watch over your plan. Some of our longest relationships — careers compounded patiently, retirements already won — live here, and it's a premium mandate by design: capacity-limited on purpose, because access doesn't scale.
Choose Direct if: what you're buying is the bodyguard himself.
The ongoing mandate.
Scans open the door. The mandate is what clients actually hire: a standing defense of the whole balance sheet.
Every dollar, one map
Business, portfolio, real estate, entities, estate — managed as one system, not a drawer of accounts. Fee-only means the advice has no side to it.
A Shield on every flank
A named team — client service, investments, strategy — around every family, coordinating the attorneys, CPAs, and insurance professionals already in your corner.
The scan never sleeps
AI-native means your defenses get re-checked as tax law, markets, and your life move — not once a year at review season.
When the scan finds real problems.
Flat-priced engagements, quoted before we start. Nobody gets sold past their need.
Your scan + defense brief
Either front door, scored and explained — with the written brief telling you what to fix and in what order.
Pick your scanFault Line Audit
A forensic pass over your entire financial structure — the ranked list of what breaks first and what fixing it is worth.
What the audit coversFamily Office Design
Full family office infrastructure — governance, coordination, reporting, defense — without the overhead of building your own.
How invitations workThree minutes decides which conversation you need.
Run the scan that matches your altitude. Both end the same way: you knowing exactly where you stand.