Built to defend what you built.
ProsperiFi is the first AI-native RIA — a fee-only, fiduciary wealth defense firm for family business owners, founders approaching exit, and families whose wealth outgrew ordinary advice. Every scan runs on machines. Every decision is made by a fiduciary. Protection is the floor — the Financial Bodyguard™ is here so winners stay winners.
For Clients
Career-built, business-built, or already retired — diagnostics, defense, and a fee-only fiduciary mandate at every altitude.
Enter the client path PATH 02 — PARTNER & SCALEFor Advisors
Keep your book. Hand off the grind. The mid/back office and marketing machine behind one AI-native platform.
Enter the advisor path PATH 03 — ALLOCATEFor Institutions
Risk-first, high-conviction investment discipline — researched, documented, and run AI-native.
Enter the institutional pathFee-only. No commissions, no products.
Registered adviser. CRD #292771.
Fiduciary, always. In writing.
CFP® and CRPS® led.
Who we protect
Most firms manage portfolios. We defend balance sheets — the concentrated, complicated kind that come with owning a business or selling one.
Family business owners
Your wealth, your income, and your family's future are concentrated in one asset. We build the defense around it — entity structure, tax posture, succession, and everything the business touches.
How we work with ownersFounders approaching exit
The sale is one decision. What happens to the proceeds is a hundred more. We get you deal-ready before the letter of intent, and build the after-the-wire plan before you need it.
Check your exit readinessUHNW families
When wealth crosses into eight figures, the threats change: complexity, taxes, litigation, and drift. We run family office infrastructure without the family office overhead.
Explore Family Office DesignOne operating system. Three phases.
Every client family moves through the same doctrine: find the weaknesses, fix them in order of severity, then let compounding do its work behind the wall.
Scan
Machines sweep your full financial life and surface what's exposed — before it costs you.
- Wealth Defense 360™ — the four-pillar diagnostic
- MAP — multigenerational asset positioning
- Wealth Erosion Audit — where money quietly leaks
Fortify
A human fiduciary turns findings into a hardened structure — sequenced, priced, and in writing.
- The KEEPS Method™ — the team-delivered planning system
- Fault Line Audit — the full forensic engagement
- Stay Rich Architecture — structure over speculation
- The Shields — a named specialist on every flank
Compound
Defended wealth is allowed to grow. Monitoring never stops; the scan never sleeps.
- Family Office Design — the flagship, by invitation
- Deal Ready — standing exit readiness
- Continuous WD-360™ — re-scored as life changes
From free scan to family office.
Three ways in. Each one earns the next — nobody gets sold past their need.
Wealth Defense 360™ Scan
Four pillars scored, one defense tier, and a clear read on whether we should even talk. Confidential, no obligation.
Run the scanFault Line Audit
A forensic pass over your entire financial structure — entities, tax, estate, insurance, portfolio — delivering the ranked list of what breaks first and what fixing it is worth.
See what the audit coversFamily Office Design
Full family office infrastructure — governance, coordination, reporting, and defense — designed and installed without the overhead of building your own.
How invitations work43 elements. One family business.
Family Business Elements™ maps every force acting on a family enterprise — succession, governance, development, legacy, and the Health & Freedom doctrine underneath it all — into a single interactive periodic table. It's how we see the whole board, and how you'll see yours.
Explore the interactive tableFees, in writing.
Most of this industry buries how it gets paid. We lead with it.
Fee-only means fee-only
We are paid by clients, and only by clients. No commissions, no revenue sharing, no products with our name on them. Nothing rides on what we recommend.
Flat where it should be flat
Diagnostic and design engagements are flat-priced and quoted before we start. The Fault Line Audit is $15,000. Family Office Design is $45,000. In writing, every time.
Disclosed to the decimal
Every fee we charge is published in our Form ADV Part 2A, filed with regulators and available to anyone — client or not — at any time.
The intelligence desk.
What we learn defending family wealth, published in the open.
Family Business Money
The weekly brief for owners who'd rather be ahead of the problem than surprised by it.
Rogue Wealth
Unfiltered conversations about money, ownership, and the industry's comfortable fictions.
Built to Last
The business owner's guide to protecting and growing wealth — free, by email.
Family Business Fortune
The owner's field manual for building wealth that outlives the business — and the founder.
Straight answers.
What is an AI-native RIA?
What is Wealth Defense 360™?
Are you fiduciaries? How do you get paid?
Who do you work with?
Find your fault lines before someone else does.
The Wealth Defense 360™ scan runs your situation against the same framework we run for every client family — and shows you exactly where you're exposed. Free, confidential, three minutes.